Your Annuity IMO Partner

Diamond Life Group partners with licensed insurance professionals and annuity carriers to deliver process-driven distribution, case support, and operational excellence.

15+ A-Rated Carriers
50 States
24hr Case Support
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THE DIAMOND DIFFERENCE

At Diamond Life Group, we partner with agencies and producers who are serious about scale. Our role is to remove friction, expand opportunity, and provide the infrastructure needed to compete at the highest level. The Diamond Difference is built on a simple principle: better structure creates better outcomes.

Agency Growth & Development

Support designed to help agencies expand production, recruit strategically, and scale with intention.

Scale

Carrier Access & Product Strategy

Broad annuity markets paired with strategic product positioning to win competitive cases.

Access

Marketing & Distribution Support

Proven frameworks and systems that help agencies stand out and attract the right business.

Differentiate

Operations, Workflow & Technology

Streamlined processes, digital applications, and tech integrations that reduce friction.

Optimize

Advanced Planning & Case Support

High-level case design and planning support for complex or high-asset scenarios.

Execute
What We Do

Annuity-Focused Distribution Services

From contracting to submission, we provide the infrastructure licensed professionals need to execute annuity business efficiently.

Agent Contracting & Onboarding

Streamlined carrier appointments and credential management for licensed producers.

Case Design & Submission Support

Expert guidance through annuity case structuring and clean application processing.

Carrier & Wholesaler Partnerships

Direct relationships with leading annuity carriers for product access and support.

Training & Operational Support

Ongoing education, compliance updates, and administrative resources for your practice.

Who We Work With

Built for Top Independent Agents and Agencies

Independent Insurance Agents

  • Fast-track carrier contracting and appointments
  • Case design consultation for annuity applications
  • Access to Advisor HQ for submissions and tracking
  • Product training and compliance support
  • Dedicated back-office operational assistance
Start Agent Onboarding

Agencies

  • Scalable distribution infrastructure for your team
  • Centralized contracting and appointment management
  • Comprehensive case support and quality control
  • Training programs for your producers
  • Dedicated agency relationship management
Partner With Us
How It Works

A Clear Path from Contracting to Submission

1

Contracting

Complete carrier appointments through our streamlined onboarding process.

2

Case Support

Work with our team on case design, product positioning, and application prep.

3

Submit via Advisor HQ

Use our secure portal to submit applications and track case status.

4

Ongoing Training

Access continuing education, compliance updates, and operational resources.

Ready to work with Diamond Life Group?

Get Started

Our Services

Infrastructure, markets, and systems built to help agencies scale annuity production with confidence.

Product Access

Annuity & Insurance Solutions

Comprehensive product access across the annuity spectrum to address diverse client needs and case scenarios.

Fixed Index Annuities (FIAs)

Index-linked growth potential with downside protection. Access to leading FIA carriers and product designs for accumulation and income planning.

Income-Focused Annuities

Guaranteed lifetime income solutions designed to address retirement income gaps and longevity risk for clients approaching or in retirement.

MYGAs

Multi-Year Guaranteed Annuities offering predictable, fixed rates over defined terms. A straightforward accumulation solution for conservative positioning.

Accumulation-Oriented Annuities

Growth-focused contracts designed for clients with longer time horizons seeking tax-deferred accumulation with principal protection features.

Advanced & Hybrid Planning

Specialized strategies combining annuities with other planning tools for complex cases, high-net-worth clients, and sophisticated income designs.

Technology Stack

Technology Built for Annuity Production

Integrated tools and platforms designed to streamline every stage of the annuity workflow.

In-House Annuity Quoter

Proprietary quoting tool for fast, accurate illustrations across multiple carriers and product types.

Hexure Digital Applications

Industry-leading e-application platform for streamlined, compliant submissions with reduced NIGO rates.

Annuity-Specific CRM

Purpose-built CRM with integrated text messaging, automated nurture sequences, and annuity-focused workflows.

Advisor HQ Dashboard

Centralized portal for pending business tracking, active production visibility, and agency-level oversight.

Training Platform (Skool)

Dedicated learning environment for product training, compliance education, and ongoing professional development.

SureLC Contracting

Streamlined carrier contracting and appointment management for fast, organized onboarding.

Backend Support

Case Design & Operational Support

Dedicated resources from initial case design through policy issue and beyond.

Support That Moves Cases Forward

Our operations team works behind the scenes to keep your cases moving. From initial design consultation to resolving underwriting questions, we're engaged at every stage.

  • Dedicated Case Design Support

    Strategic guidance on product selection and case structuring for optimal outcomes.

  • Experienced Case Managers

    Dedicated professionals who review every application before submission.

  • Submission Through Issue

    Full backend support from application submission to policy delivery.

  • Agency-Level Visibility

    Production oversight and reporting for agency principals and managers.

100%
Case Review
24hr
Response Time
In-House
Case Managers
Direct
Carrier Access

Ready to scale your annuity production?

Get Started

Carrier Partnerships

Diamond Life Group partners with 15+ of the top A-rated insurance carriers in the industry. Our strong carrier relationships give agents access to competitive products, streamlined contracting, and the support needed to place business efficiently.

Working With Leading Annuity Carriers

15+ A-Rated Carriers
Athene Logo Athene
American Equity Logo American Equity
Global Atlantic Logo Global Atlantic
North American Logo North American
Symetra Logo Symetra
Securian Financial Logo Securian Financial
Prudential Logo Prudential
Mutual of Omaha Logo Mutual of Omaha
Lincoln Financial Group Logo Lincoln Financial
Corebridge Financial Logo Corebridge Financial
Nationwide Logo Nationwide
Athene Logo Athene
American Equity Logo American Equity
Global Atlantic Logo Global Atlantic
North American Logo North American
Symetra Logo Symetra
Securian Financial Logo Securian Financial
Prudential Logo Prudential
Mutual of Omaha Logo Mutual of Omaha
Lincoln Financial Group Logo Lincoln Financial
Corebridge Financial Logo Corebridge Financial
Nationwide Logo Nationwide
How We Support Carriers

Operational Infrastructure for Annuity Distribution

We provide the structure and processes that help carriers reach licensed producers through a compliance-forward, quality-focused channel.

Agent Onboarding

Our in-house contracting team and proprietary software ensures smooth, organized onboarding for every producer. Licensed agents are appointed through a documented contracting process that ensures proper credentialing and carrier compliance.

Case-Supported Submissions

We use FireLight software and have dedicated case managers working on the back end reviewing every case before submission. This reduces NIGOs and ensures clean, complete paperwork reaches carriers.

Our Partnership Philosophy

  • Nationwide licensed agent footprint — Our contracted producers hold active licenses across multiple states, enabling broad distribution reach.
  • Clear submission and case workflow — Documented processes from case intake through submission ensure consistency and compliance.
  • High-quality agent education — Producers receive ongoing training on annuity fundamentals, carrier-specific products, and regulatory requirements.
  • Full Ownership — Agents retain 100% ownership of their book of business and are day 1 vested. Your clients are yours.
  • Transparent communication — Regular updates on submission status, pending cases, and distribution activity.
50
States Licensed
15+
Carrier Partners
100%
Annuity Focus
24hr
Case Support

Apply Now

Select the option that best describes you to get started.

Independent Agent

Licensed agents looking for carrier access, technology, and support.

Agency Owner

Agencies and IMOs seeking infrastructure and scalable support.

Independent Agent Application

Your Information

Let's start with some basic details about you.

Licensing & Experience

Tell us about your insurance background.

Anything Else?

Share any additional information about your business goals.

Agency Partnership Application

Agency Information

Tell us about your agency.

Agency Details

Help us understand your agency's scale and focus.

Your Goals

What are you looking to achieve?

Application Received!

Your information has been submitted. Now book a call to complete your application.

Privacy Policy

Last updated: February 11, 2026

At Diamond Life Group ("we", "us", or "our") we respect your privacy and are committed to protecting it. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit https://diamond-lifegroup.com (the "Site") or use our services.

1. Information We Collect

  • Information you provide: name, email, phone number, state licensing information, production volume, and any other information you enter in forms.
  • Automatically collected data: IP address, device and browser information, pages visited, referring URL, and analytics data.
  • Business information: agency details, carrier appointments, and production data necessary to provide our distribution services.

2. How We Use Your Information

We use collected data to:

  • Provide, operate, and maintain the Site and our IMO services.
  • Process agent contracting and carrier appointments.
  • Facilitate case submissions and track pending business.
  • Respond to inquiries and provide agent support.
  • Send communications related to your business activities and important updates.
  • Improve and personalize our services and analyze usage.

3. Sharing & Disclosure

We may share your information with:

  • Insurance carriers for the purpose of contracting, appointments, and case processing.
  • Service providers who perform services on our behalf (technology platforms, analytics, case management systems).
  • When required by law, regulation, or to protect our rights.
  • In connection with a business transfer (sale, merger, asset sale).

4. Cookies & Tracking

We use cookies and similar tracking technologies to operate the Site and collect analytics. You can control cookies via your browser settings; disabling cookies may limit Site functionality.

5. Data Retention

We retain personal information only as long as necessary to fulfill the purposes described, maintain business records as required by insurance regulations, and comply with legal obligations.

6. Your Rights

Depending on your jurisdiction, you may have rights to access, correct, or delete your personal information. To exercise these rights or make a request, email: admin@diamond-lifegroup.com.

7. Security

We take reasonable administrative and technical measures to protect your information, but no method of transmission or storage is 100% secure.

8. Children

Our services are directed to licensed insurance professionals and are not intended for children under 18. We do not knowingly collect personal data from children.

9. Changes to This Policy

We may update this Privacy Policy. When we do, we will revise the "Last updated" date above. Continued use after changes constitutes acceptance.

10. Contact Us

If you have questions about this Privacy Policy, email us at admin@diamond-lifegroup.com.

Terms of Use

Last updated: February 11, 2026

Welcome to Diamond Life Group. By accessing or using our website at https://diamond-lifegroup.com (the "Site") or our services, you agree to be bound by these Terms of Use ("Terms"). If you do not agree, please do not use the Site.

1. Services Overview

Diamond Life Group is an Insurance Marketing Organization (IMO) that provides distribution services, carrier access, case management support, and technology tools to licensed insurance professionals. Our services are intended solely for licensed insurance agents and agencies.

2. Eligibility

To use our services, you must:

  • Be at least 18 years of age.
  • Hold valid insurance licenses in the states where you conduct business.
  • Comply with all applicable federal, state, and local laws and regulations.
  • Provide accurate and complete information during registration and contracting.

3. Account Responsibilities

If you create an account or access Advisor HQ:

  • You are responsible for maintaining the confidentiality of your login credentials.
  • You are responsible for all activities under your account.
  • You must notify us immediately of any unauthorized access or security breach.
  • We reserve the right to suspend or terminate accounts that violate these Terms.

4. Acceptable Use

You agree not to:

  • Use the Site for any unlawful purpose or in violation of insurance regulations.
  • Misrepresent your licensing status, credentials, or authority.
  • Submit false, misleading, or fraudulent information.
  • Interfere with the operation of the Site or attempt to gain unauthorized access.
  • Use automated systems to access the Site without permission.
  • Reproduce, distribute, or create derivative works from Site content without authorization.

5. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is owned by Diamond Life Group or its licensors and is protected by intellectual property laws. You may not use our trademarks or content without prior written consent.

6. Third-Party Services

Our Site may contain links to third-party websites or integrate with third-party services (carriers, technology platforms). We are not responsible for the content, privacy practices, or terms of any third-party sites or services.

7. Disclaimer of Warranties

THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, DIAMOND LIFE GROUP SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

9. Indemnification

You agree to indemnify and hold harmless Diamond Life Group, its officers, employees, and agents from any claims, damages, or expenses arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

10. Termination

We may suspend or terminate your access to the Site at any time, with or without cause or notice. Upon termination, your right to use the Site ceases immediately.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.

12. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted. Your continued use of the Site after changes constitutes acceptance of the revised Terms.

13. Contact Us

If you have questions about these Terms, contact us at admin@diamond-lifegroup.com.

Licensing Disclosure

Last updated: February 11, 2026

About Diamond Life Group

Diamond Life Group is an Insurance Marketing Organization (IMO) that provides distribution, marketing, and operational support services to licensed insurance professionals. We are not an insurance company and do not underwrite or issue insurance policies.

Our Role

Diamond Life Group acts as an intermediary between insurance carriers and independent insurance agents. Our services include:

  • Facilitating carrier contracting and agent appointments
  • Providing case design consultation and submission support
  • Offering technology tools and platforms for business management
  • Delivering training and educational resources
  • Processing and tracking pending insurance applications

Agent Licensing Requirements

All insurance agents working with Diamond Life Group must:

  • Hold valid state insurance licenses in the jurisdictions where they solicit or sell insurance products.
  • Maintain all required continuing education credits.
  • Complete carrier-specific training and certification requirements.
  • Comply with all applicable state and federal insurance regulations.
  • Be properly appointed with each carrier before soliciting their products.

Carrier Relationships

Diamond Life Group maintains relationships with multiple A-rated insurance carriers. We do not guarantee the availability of any particular product or carrier, and carrier offerings are subject to change. All insurance products are subject to the terms, conditions, and limitations of the issuing carrier's policy.

No Investment or Tax Advice

Diamond Life Group and its affiliated agents do not provide investment advice, tax advice, or legal advice. Annuity and insurance products have specific features, benefits, and limitations. Clients should consult with qualified tax, legal, and financial professionals before making any insurance or financial decisions.

Compensation Disclosure

Diamond Life Group and its contracted agents receive compensation from insurance carriers when policies are sold. This compensation may include commissions, bonuses, and other incentives. Compensation arrangements vary by carrier and product.

Consumer Protections

Insurance products sold through agents affiliated with Diamond Life Group are regulated by state insurance departments. Consumers have rights including:

  • Free-look periods allowing policy cancellation and full refund within a specified timeframe.
  • Access to policy documents and illustrations before purchase.
  • The right to file complaints with state insurance regulators.
  • Protection under state guaranty associations (subject to limits and conditions).

Complaints and Inquiries

If you have questions or concerns about an agent, transaction, or our services, please contact us at admin@diamond-lifegroup.com. You may also contact your state's Department of Insurance for regulatory inquiries or complaints.

Contact Information

Diamond Life Group
Email: admin@diamond-lifegroup.com
Website: https://diamond-lifegroup.com